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Terms & Conditions

 

Last updated: March 13, 2020

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the www.interchange.com.au website (the “Service”) operated by The Interchange Group (“us”, “we”, or “our”). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. You warrant that you are at least 18-years-old and you are legally capable of entering into binding contracts. If you are under 18-years-old, you warrant that you have obtained consent from your parent or guardian and they agree to be bound by these Terms on your behalf.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

 

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of The Interchange Group and its licensors. The Service is protected by copyright, trademark, and other laws of both the Australia and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of The Interchange Group. Nothing in these Terms constitutes a transfer of any Intellectual Property rights from us to you.

 

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by The Interchange Group. The Interchange Group has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that The Interchange Group shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We only provide links to external websites as a convenience, and the inclusion of such a link to external websites do not imply our endorsement of those websites. You acknowledge and agree that when you access other websites on the Internet, you do so at your own risk. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

 

Privacy Policy

The Interchange Group Pty Ltd will only collect, use or disclose Personal Information by lawful and fair means, in accordance with the Privacy Act 1988, and fully observing the legal rights of individuals.  The Interchange Group Pty Ltd will only obtain or use Personal Information in order to fulfil legitimate business purposes. The Interchange Group Pty Ltd will use the minimum amount of Personal Information necessary and, whenever possible, should rely instead upon anonymous or aggregated information to accomplish its business objectives. The Interchange Group Pty Ltd prohibits any unauthorised use of Personal Information by The Interchange Group Pty Ltd personnel or its agents.

Interchange should strive to ensure that its collection and use of Personal Information remains transparent to the relevant individuals.  The Interchange Group Pty Ltd will:

  • take reasonable steps to furnish individuals with an appropriate form of notice to inform them about the purpose for which The Interchange Group Pty Ltd collects and uses the Personal Information
  • publish how to contact Interchange if the individual has any issues or concerns about The Interchange’s Group Pty Ltd use of the Personal Information
  • inform individuals if The Interchange Group Pty Ltd shares the Personal Information with third parties
  • inform individuals of the choice and means The Interchange Group Pty Ltd offers for limiting the use and disclosure of Personal Information, unless to furnish notice would be impracticable or impossible under the circumstances.

Notices will be provided in plain language, take a written form, and be furnished to individuals before their Personal Information is first collected or, if that is not possible, as soon as practicable thereafter.

 

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability. We shall not be liable to you or any third party for any claims or damages arising out of any termination or suspension or any other actions taken by us in connection therewith. If applicable law requires us to provide notice of termination or cancellation, we may give prior or subsequent notice by posting it on the Service or by sending a communication to any address (email or otherwise) that we have for you in our records.

 

Governing Law

These Terms shall be governed and construed in accordance with the laws of Victoria, Australia, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

 

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. It is your sole responsibility to periodically check these Terms for any changes. If you do not agree with any of the changes to these Terms, it is your sole responsibility to stop using the Service. Your continued use of the Service will be deemed as your acceptance thereof.

 

Contact Us

If you have any questions about these Terms, please contact us.

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